About Us

Cranfield Mortgages is a friendly and forward thinking business that provides client focused service, whilst ensuring a high degree of professional advice.

As a regulated and fully qualified mortgage and insurance broker, we are committed to assisting you every step of the way, guaranteeing your needs are dealt with quickly and efficiently.

Our aim is to offer products from a wide range of lenders including high street banks, building societies and specialist lending companies. With experience in First Time Buyers, Re-mortgage, Buying-to-Let, Key workers and Help to Buy. We are not tied to any one lender, which means that we act entirely on your behalf and represent your best interests in order to establish the most appropriate mortgage quotes for you.

Your mortgage is probably the largest financial commitment you are likely to undertake. There are many types of mortgages available, it is easy to become confused. The lowest interest rate is not always the most appropriate product after taking in to consideration potential product fees, valuation fees and other associated hidden costs.  We aim to provide an individual service making a recommendation after a full fact find and considering all personal circumstances. This makes our advice individually tailored to each client.

Cranfield Mortgages was established by Tony Smith in May 2017. Tony has over 17 years experience within the industry. Now looking to provide high quality local advice.

Why use us:

Cranfield Mortgages brings a personal touch to getting a mortgage and offering advice on insurances. This will hopefully build up a long and trustworthy relationship for many years to come.

When you are looking at moving you have enough things to get ready, mortgages are a lot more difficult than they first appear. Knowing what rate, term, lender, features and insurances to get are all time consuming and complex matters. A mortgage consultant takes your whole circumstances in to account to recommend a suitable product, and its that thorough professional look at your finances that makes advice worth paying for. This is why you should use a mortgage consultant. Mortgage advice from a mortgage consultant can be an invaluable service:

  • You are protected: They have a duty of care to you, they have to recommend a suitable mortgage and they need to be able to justify why that mortgage is the best for you.
  • A mortgage consultant is qualified: There is a lot to think about when choosing a mortgage. A mortgage consultant is available to give advice and to break down any queries you have. They are with you every step of the way and are checking that both bank and solicitors are doing what they are meant to do to maintain an on time completion date.
  • On your side: A mortgage consultant will look for the right mortgage for you. They aren’t on the lenders side, they’re in yours and they’ll give you access to far more products than if you went direct. You’d get unbiased advice and would be able to choose from a range of lenders and subsequent products, rather than being restricted to the single range of the lender you go to.
  • They know the industry: A consultant deals with lenders on a day to day basis, so they’ll know what the application process is like for each one and can tell you which lender can process your application with minimal delays. They also know the background criteria that a lender has and can bring this experience to bear when advising you and processing your application.