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Buy-to-Let in recent years has become an increasingly popular mortgage option for those wishing to invest in residential rental property.
Landlords have a choice between interest only and repayment mortgages. However, buy-to-let mortgages do differ in several important ways from standard mortgages.
A major difference is the criteria lenders apply when considering approving a loan.
Buy-to-let mortgage lenders base their decisions to approve a loan on the likely rental income from the property and not the applicants’ income.